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Reserve

An international investment bond, offering a wide range of investment and administration options - to suit your client.


Reserve, our tailored, tax-efficient solution could be ideal if your clients have a lump sum to invest for at least five years and are seeking capital growth, a regular income, or both. 

Reserve is an international investment bond offering a wide range of investment and administration options - to suit your client. Your client can choose how and when they access their capital, how their charges are taken, and the currency they wish to deal in.

'The level of involvement your client has in the management of their investments is also up to them. And whatever level they decide, we keep the administration to a minimum.

Reserve features Benefits for your clients
Two plan options.
  • Whole of life - flexibility to include up to 10 people as ‘lives assured’, or
  • capital redemption - set up for a fixed term of 99 years, meaning your client’s plan will continue for the entire term, but they have the option to cash in at any time.
Two investment options.
  • Personalised assets, or
  • collective investments.
Currency and charging options. Flexibility. Your client can choose their payment, currency and charging structure.
Regular or one-off withdrawals. Your client can therefore adapt the plan to their lifestyle.
Separate policies. 

Your client can split their investment into separate policies at the outset to enable efficient tax planning.